Edvisors Network, Inc. (“Edvisors”) publishes several different websites, including, but not limited to the following:
Table of Contents:
- Information We Collect
- How We Collect Information
- How We Use Your Information
- How We Share Your Information
- Children's Privacy
- How We Protect Your Information
- Links to Other Sites
- How to Update Your Information
- Friend Referrals
- Your Rights with Regard to Our Collection Practices
- Disputes: No Rights of Third Parties
- Questions Regarding Our Privacy Practices
Questions Regarding Our Privacy Practices
Attn: Customer Service
350 S. Rampart Blvd., Suite 200
Las Vegas, NV 89145 USA
You may also reach us during regular business hours at:
|Category||Examples Provided||Information We Have Collected and may Collect As You Use Our Websites and Our Services|
|Identifiers||Personal identifiers may include, without limitation, name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.||Name, email address, IP address, and User ID, cell phone number, account username.|
|Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some Personal Information included in this category may overlap with other categories.||Household income range, student assets, federal or private student loan debt, credit score range, student loan amount sought.|
|Protected classification characteristics under California or federal law.||Information Related to Characteristics Protected Under California or Federal Law such as gender, age, marital status, and citizenship.||Gender, age 40 years plus, marital status, religion, citizenship, military or veteran status, disability, ethnicity.|
|Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies||Preferred school size, preferred residence, sweepstakes participation records, ScholarshipPoints activities, reward activities, e-gift cards information, survey responses.|
|Internet or other similar network activity.||Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.||Data and time of interaction with an advertisement, advertisement ID, website ID, session ID, browsing history, search history, chat transcript.|
|Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||Call recording when you contact our call center, photos.|
|Professional or employment-related information.||Current or past job history or performance evaluations.||Job information and status, job title.|
|Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||School name, school address, GPA, exam scores, major, degree, graduation date, class rank, grade levels.|
|Inferences drawn from other Personal Information.||Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||Propensity to select certain offers, scholarships, advertisements, content, colleges, and/or universities that may interest you, and gender.|
A. Information You Provide
We may collect personally identifiable information you provide to us:
- When you fill out forms or fields through our Services;
- When you sign up for any newsletters or other materials through our Services;
- When you provide information to us through a third-party application, service or web site;
- When you communicate with us or request information about us or our Services, whether via email or other means;
- When you participate in online surveys hosted by us or our third-party partners;
- When you participate in any of our marketing initiatives, including, contests, sweepstakes, or other promotions;
- When you participate in forums, chats or provide user generated content or submissions; and
- Usage, viewing and technical data, including your device identifier or IP address, when you visit our sites, use our applications on third-party sites or platforms or open emails we send.
We may also collect different types of information about your location, including general information (e.g., IP address, zip code) and more specific information (e.g., GPS-based information from mobile devices used to access the Services), and may use that information to customize the Services with location-based information, advertising, and features. This information may be shared with our service providers, vendors or advertisers.
B. Information Third Parties Provide
We also may collect information about you from sources other than from you directly, such as from social media websites (Facebook, LinkedIn, Twitter or others), other users and our business partners.
Supplementation of Personal Information: In order to provide certain services to you, we may on occasion supplement the personal information you submitted to us with information from third party sources. For example:
- Address Verification: If you provide your email address during member registration or otherwise, we use third parties in order to verify your email address information registration process.
- Enhancement of Profile Information: We obtain marketing data from third parties and add it to our existing user database, to better target our advertising and to provide pertinent offers for which we think you would be interested. To enrich our profiles of individual customers, we tie this information to the personal Information you submitted to us. If you choose to link any of your social media accounts to your account, you may be given the option to log into your account using the credentials from any such social media accounts. When you choose to use this log-in feature, we may obtain information from all of the social media accounts that you have chosen to link to your account. Such information may include, for example, your name, date of birth, gender, location, profile photo, interests, activities, likes, check-ins, languages, e-mail address, mailing address, telephone number, professional information, contacts or similar information. You may unlink any of your social media accounts from your account by modifying your account settings. When you do so, we will stop obtaining new information from such social media accounts.
- When We Advertise on Third Party Sites: When you visit a site on which we advertise and click through our advertisement, we may place cookies on your computer or use pixel tags. The information that we collect through this technology is not personally identifiable.
We use tracking technologies to help provide content, to measure promotional effectiveness, to offer advertisements and/or other offerings, to recognize you and your preferences when you return to our site, to help us learn more about how our users use our sites, to personalize your experience, to assess which areas of our site you visit, and to remarket to you after you leave our site.
Third Party Tracking: We permit third parties that we have agreements with us to track you when you are on our web site. When you leave our web site there is a chance that these third parties may continue to track you.
A few tracking technologies include, without limitation, images, scripts and subsequent technology and methods later developed:
Cookies: Edvisors uses “cookies” and other technologies to help us learn more about how our users use our sites and to recognize you when you return. “Cookies” (which may be html files, Flash files or other technology) are text files that are stored on your browser or device by websites, apps, online media, and advertisements that can be used to help recognize you as an Edvisors user and help store your preferences and activity. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to your computer, and can only be read by a web server in the domain that issued the cookie to you. Cookies may store user preferences and other information, and can be deleted or blocked by changing the settings on your web browser. You may also be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. However, choosing to decline cookies may hinder performance and negatively impact your experience on Edvisors Site.
Web Beacons: Web beacons are small graphic images or other web programming which may be included in our services. Web beacons can be invisible to you and are used for a number of purposes, including, without limitation, to count visitors to our Sites, to monitor how users navigate our Sites, to count how many e-mails that were sent were actually opened or to count how many specific articles or links were actually viewed.
HTML5 and Locally Stored Objects: Similar to cookies are “locally stored objects” which we may also use for storing analytics information. Locally stored objects, such as HTML5 Web Storage, are used for similar purposes as cookies but typically may contain a greater amount and different types of data than browser cookies. Most current versions of common web browsers clear this locally stored data when you delete or clear your cookie cache. To confirm whether this is the case for the browser you are using, or to learn more about how to precisely control this data storage, please consult the Help function of your browser.
Analytics Tools and Third Party Cookies: Edvisors uses temporary cookies to help us determine how people travel through our site. A temporary cookie expires when you close your browser. This web site also uses third-party analytics tools (such as Google Analytics) to collect information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use this information only to improve this site. Such tools use permanent cookies to identify you as a unique user the next time you visit this site, and the cookie cannot be used by anyone but Edvisors. Third-parties providing such analytics tools may also transfer this information to other third-parties where required to do so by law, or where such third-parties process the information on their behalf. The third-party analytics provider cannot associate your IP address with your personally identifiable information. By using this web site, you consent to the processing of data about you by a third-party click tracking analytics provider in the manner and for the purposes set out above.
For some of our products, we use Google Analytics Advertising Features, including Remarketing with Google Analytics, Google Display Network Impression Reporting, DoubleClick Platform integrations, and Google Analytics Demographic and Interest Reporting.
These features use first party cookies (such as the Google Analytics cookie) for connecting the tracking activity performed by Google Analytics and its cookies with the Adwords advertising network and the DoubleClick cookie (a third party cookie). The use of these cookies allows us to optimize the delivery of ad content specifically targeted to a visitor’s interests based upon previous visits to our site.
You may opt out of the Google Analytics service with Google’s Browser Add-on that’s available at https://tools.google.com/dlpage/gaoptout/.
For information in general about Google’s remarketing ad campaigns, and specifically about information regarding DoubleClick cookies and how to control and manage Google’s advertising cookies for these campaigns, visit https://www.google.com/policies/technologies/ads/.
You can exercise cookie choices by visiting http://www.aboutads.info/choices/.
You can choose to disable the HotJar service at https://www.hotjar.com/opt-out.
Online Advertising Networks and Third Party Cookies: Edvisors sometimes runs online ad campaigns that display Edvisors ads to you based on your likely interests. We may learn your likely interests when you use our Site and from other companies and websites that help us understand your likely interests. These types of ads are often called “interest-based ads” or “online behavioral advertising.” We hire “ad networks” to display these ads on websites across the Internet. Edvisors adheres to the DAA’s Self-Regulatory Principles for Online Behavioral Advertising.
The ad networks we hire to display these ads set their own cookies on your browser and use web beacons to measure the effectiveness of these ads and to understand your likely interests. Our ad networks and Edvisors both learn which Edvisors ads are shown to you, which ads are clicked on, and on which web page the ads were displayed.
Third-party companies may use non-cookie technologies to recognize your computer or device and/or to collect and record information about your web surfing activity including your activities on this web site. These technologies may be used directly on this web site. Please keep in mind that your web browser may not permit you to block the use of these non-cookie technologies, and those browser settings that block cookies may have no effect on such techniques.
Notwithstanding the above, we may share information collected from you with third party data providers including web log data and/or hashed email addresses. Third party data providers may place anonymous cookies on your browser to receive customized ads or content, which you can opt out of at http://www.aboutads.info/choices.
For more general information about interest-based ads and your choices, visit the Digital Advertising Alliance at http://www.aboutads.info/choices.
Cross-device and cross-app technology: We use the term “devices” to refer collectively to computers and mobile devices, as well as the internet browsers and other applications on your devices that interact with the internet. We and our customers may use technology that establishes deterministic or statistical connections among related devices (such as smartphones, tablets, and computers) to deliver more relevant advertising to you and for advertising analytics and reporting purposes. This includes cross device data collection which refers to the process of collecting data from separate devices that have been determined through statistical analysis to be linked or related.
How We Respond to Browser “Do Not Track” Signals: Some web browsers or mobile device operating systems incorporate a “Do Not Track” (a/k/a DNT) feature that signals to websites that you visit that you do not want to have your online activity tracked. We do not respond to web browser and/or mobile device operating systems “Do Not Track” signals at this time.
In addition, we use your information to operate, administer, test and improve our sites, and to customize and improve the user experience. We may also use your information for our general business purposes such as analytics, market research and financial reporting.
Edvisors Sites: All Edvisors’ sites have access to and use information about you for the purposes described above.
Advertisers and Marketing Partners: We may share your information with and/or sell your information to third parties whose products and services we think may be of interest to you, such as educational institutions; financial companies, such as those that make or arrange student loans and other financial products; non-financial institutions, such as retailers who sell a wide range of products and services to consumers; direct marketing companies; or nonprofit organizations. These third parties may be domestic or international.
Third Party Market Research (MR) Companies: We may also share or sell your personal information and/or social-demographic information, including, without limitation, a unique identification number (“UID”), postal code, gender, marital status, education, ethnicity/race (where permitted by applicable law), employment related information, and non-personally identifiable information on household members, with third party sample/market research companies (individually each a “Third Party MR Company” and collectively the “Third Party MR Companies”) for the purpose of identifying survey opportunities that you may be eligible for through the Third Party MR Companies. If you are eligible for a survey opportunity, the Third Party MR Company will provide your unique identification number and a survey link to us and we will invite you to participate in the survey. We will share your name, email address, or phone number with the Third Party MR Companies. In connection with the sharing of your information with a Third Party MR Company, your information may be transferred and stored outside of your country of residence, including, without limitation, in the United States. If you have any questions about this data sharing, you may reach us during regular business hours at (888) 972-1010. Your participation in such survey opportunities does not entitle you to any benefits offered by, or membership with, the Third Party MR Companies.
Analytics Partners: We may share or sell your information with third parties who use the information solely for analytical purposes. We make certain anonymized or aggregated information (which is information that does not personally identify you) available to third parties, to: (a) comply with various reporting obligations; (b) for business or marketing purposes; or (c) to assist such parties in understanding our users’ interests, habits, and usage patterns for certain programs, content, services, advertisements, promotions, and/or functionality available through the Service.
Third-Party Service Providers: From time to time we may use third parties to perform specific services, such as sending emails or newsletters to Edvisors users. If we use a third party to provide specific services, then information (such as contact information) may be shared with that party to the extent necessary for the third party to provide these services. These third-party service providers are only allowed to use personally identifiable information for the purpose of providing the specific services requested by Edvisors. The third-party services covered by this paragraph do not include links to third-party sites found on our sites.
Examples of service providers include:
- Fulfillment and account servicing vendors, which help us provide products, services and information to you, service your account or benefits, and perform payment processing services;
- Marketing and communications vendors, which help us market our products/services to you, conduct promotions, surveys and other outreach campaigns, and facilitate communications via phone, text, email, and chat;
- Research and development vendors, which help us develop and improve our products and services;
- Data and business analytics vendors, which help us collect, analyze and improve the accuracy of our data (including Personal Information);
- IT and network administration vendors, which provide services such as data storage and management, website hosting, and data security;
- Professional service firms, which provide accounting, legal, and other professional services; and
- General service providers, which help us with day-to-day business operations such as office support services, courier services, facilities management, and document destruction.
Disclosure to Law Enforcement and Similar Disclosures: While Edvisors strives to protect the personal information of all users, Edvisors will disclose information if legally required to do so, if requested to do so by a government entity, or if it believes in good faith that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect our rights or property or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
Promotions: We may share your information in connection with any promotion you enter on or through the Site or Services, as necessary to administer, market, sponsor, or fulfill the promotion or as required by applicable laws, rules or regulations (for example, to provide winners’ lists or make required filings as appropriate) or in accordance with the applicable Official Rules of the promotion/sweepstakes you enter.
Offer Walls: Our Site may display third-party advertisers’ offers. These advertisers may in turn display their own offers. These offers are not controlled by or made by Edvisors. These offers may be displayed to you based on certain technical information, such as your geographic area or other anonymous demographic information. After clicking on one of these offers, you may no longer be on a site hosted by Edvisors or a partnering Third Party Platform. Edvisors may provide points or other virtual rewards to users in exchange for interaction with an advertisement or completion of a specific activity in furtherance of the advertiser’s promotion. Such activities may include signing up for an account with the advertiser. To properly credit user accounts and to prevent fraud, a unique identifier and anonymous demographic information may be shared with the offer provider. This information is used to ensure proper crediting of your account, prevent fraud or duplicate offers and to resolve any customer service inquiries that may arise. Once you complete an offer, you may then be returned to an Edvisors website or service.
This web site is not directed or otherwise promoted for use by children under the age of thirteen (13). Edvisors does not knowingly collect, maintain or use personal information from our web sites or Services about children under age thirteen. If a child whom we know to be under age thirteen sends personal information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent, and will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under the age of thirteen. We are not, however, responsible for the collection and use of information by companies or individuals unaffiliated with us whose web sites may contain links to ours. Because we do not knowingly collect any personally identifiable information from children under the age of thirteen, we also do not knowingly distribute such information to third parties. We do not knowingly allow children under the age of thirteen to publicly post or otherwise distribute personally identifiable contact information via our site.
We take the security of your personal information very seriously. Edvisors maintains certain physical, electronic, and administrative safeguards to help protect our data. We require all third-party advertising and marketing partners with whom we share your personally identifiable information to make reasonable efforts to protect your information, however we "do not guarantee" the security of personal information sold to or shared with third parties.
We cannot, however, ensure or guarantee the security of any information you transmit to us or store on the Services and you do so at your own risk. We also cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, electronic, or administrative safeguards.
This site contains links to other sites. Please be aware that Edvisors does not exercise control over the information, products, services or policies of third-party companies linked from or accessible through our site. We encourage you to be aware when you leave our site and to read the privacy policies of each and every third party site so you can understand how they collect, use, and share your information.
We endeavor to ensure that personal information is as accurate, complete and current as necessary for the purposes for which we use that information. We encourage you to visit your account, if applicable, to review your personal information.
The appropriate method(s) for accessing your information, if any, will depend on which of our Site and Services you have either visited or used. Depending on the web site and Service, you may have the ability to view or edit some of your information online, by logging into the Services and visiting your account profile page. You may also reach us during regular business hours at (888) 972-1010 to request access to, correct, or delete any personal information that you have provided to us; however, we may ask you to verify your identity and provide other details to help us to respond to your request. We may not provide you with access to or the ability to modify certain portions of your information as we deem necessary for security, legal, regulatory or business purposes.
We may provide you with an opportunity to invite and inform your friends, family and acquaintances (“Friends”) about our services. If you elect to use our referral feature, we will automatically send to your Friend, to the email address you provided, one or more emails or other communications, on your behalf, inviting them to visit or register for the Edvisors’ Site and Services. You warrant and represent that you have your Friend’s consent to provide us with his or her information for this purpose, and that you will not give us referral information for any person not permitted to use the Edvisors’ Site and Services, including, without limitation a child under the age of 13, a person whose account has previously been suspended or deactivated, or a person residing or located in a territory where use of the Edvisors’ Site and Services are not authorized.
Unsubscribe from Our E-mails: If you do not wish to receive promotional e-mails from us, whether on our behalf or on behalf of a client, including our e-newsletters, follow the unsubscribe process at the bottom of the promotional e-mail. Alternatively, you can unsubscribe here. Note that even if you opt out, you may still receive transactional e-mails from us (e.g., e-mails related to the completion of your registration, correction of user data, password reset requests, reminder e-mails that you have requested, and any other similar communications essential to your transactions on or made through the services). It may take up to 10 days to process your opt out request.
Opting Out — Advertisers and Third Parties: If you opt out, we will stop sharing and/or selling your personal information in Edvisors’ proprietary database to help third parties (including Third Party Market Research (MR) Companies) or marketing partners send or tailor ads and content to you, including through email, direct mail or online display marketing. Doing so will not opt you out of our marketing partners’ or third parties’ databases, only data in Edvisors’ own database – so other companies that we work with may still send ads, offers and content to you. To opt out of Edvisors sharing and/or selling your information with third parties and/or marketing partners for their marketing purposes, opt out here.
Opting Out of Interest Based Advertising: If you wish to opt out of the use of your technical information by online advertising networks, please visit http://www.aboutads.info/choices. You can also disable or delete cookies directly on your web browser. Please see your browser’s “help” content for information on how to do this.
You can opt out of our use of your online viewing behavior data to serve you interest-based advertising on third-party sites at www.aboutads.info or by clicking on the Interest-based Ads link in the footer of our Site and navigating to the consumer opt-out page. Use the same links to opt out of interest-based advertising on our services from any third-party advertising networks we may use.
If you would like to opt out of having interest-based ad targeting, click here.
Your access to our Site should not be affected if you do not accept cookies served by third parties.
If you have any problems or questions regarding your privacy preferences or opt out options, you may reach us during regular business hours at (888) 972-1010.
Your Rights and Choices
The California Consumer Privacy Act (“CCPA”) provides consumers (California residents) with specific rights regarding their personal information. Beginning on January 1, 2020, California Civil Code Section 1798.100 permits consumers who are California residents: 1) The right to know what personal information is being collected about them; 2) The right to know whether their personal information is sold or disclosed and to whom; 3) The right to Opt-Out of the sale of personal information; 4) The right to access their personal information; 5) The right to equal service and price, even if they exercise their privacy rights
This section describes your CCPA rights and explains how to exercise those rights.
Right to Request Opt Out of the Sale of Personal information
A California consumer has a right, at any time, to opt out of the sale of their Personal Information by a business to third parties. As mentioned above, we do sell personal information. We do not sell the personal information of consumers we actually know are less than 16 years of age.
To exercise the right to opt out, you or (your authorized representative) can provide the request by visiting the following webpage or contact us via chat, email or telephone. The webpage can also be accessed by clicking on the Do Not Sell My Personal Information link at the bottom of our webpages. We also will recognize global privacy controls, such as browser plug-ins, privacy settings, or device settings that communicate to us your choice to opt out as a valid opt out request.
Any information you submit to exercise your opt out right, will be used solely for processing your opt out request.
Disclosure and Access Right
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Only you, or a person that you authorize in writing to act on your behalf, may make a verifiable consumer request related to your personal information. Once we receive and confirm your verifiable consumer request or a request made on your behalf, we will disclose to you:
- The categories of personal information we collected about you.
- The categories of sources for the personal information we collected about you.
- Our business or commercial purpose for collecting or selling that personal information.
- The categories of third parties with whom we share that personal information.
- The specific pieces of personal information we collected about you (also called a data portability request).
- If we disclosed your personal information for a business purpose, we will identify the personal information categories that each category of recipient obtained.
Our verification process will take into consideration the type and sensitivity of information requested, and any risk of harm posed by any unauthorized access or deletion. Thus, we will either verify your identity to a reasonably high degree of certainty or a reasonable degree of certainty. Re-authentication is needed before disclosing information by having a confirmation email sent to you. This confirmation email requires you to click the link before a request will be approved.
How to Make a Disclosure Request
Such requests will only be fulfilled upon the receipt of verifiable request. To exercise your right to make such a request, please use one of the methods below.
You have the right to request that we delete any of your personal information that we collected from you and maintained, subject to certain exceptions. Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. Once we receive and confirm your verifiable consumer request), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We will require you to provide information including, but not limited to the following: name, email address, and date of birth to reasonably verify your identity. We will attempt to match the information you provided with the information in our records. Re-authentication is needed before deleting personal information by having a confirmation email sent to you. This confirmation email requires you to click the button before a request will be approved. We will not be able to process the request until we have verified your identity.
We may rightfully retain your personal information if it is collected:
- To complete transactions for goods or services, perform contracts, or for anticipated ongoing relationships;
- For the detection of protection from illegal activity or to assist prosecution;
- To identify or repair errors;
- For free speech or other rights provided by law;
- For compliance with California Electronics Communications Privacy Act;
- For the engagement in statistical research in the public interest with consumer informed consent;
- For internal uses based on consumer’s relationship with the business;
- For legal obligation compliance;
- For otherwise internal uses in a legal matter in context with the reason that consumer provided the information;
- For any other purposes as authorized by the California Consumer Privacy Act.
How to Make a Deletion Request
Such requests will only be fulfilled upon the receipt of verifiable request. To exercise your right to make such a request, please use one of the methods below.
Authorized Agent / Representative
If you are an authorized agent submitting a request for another California resident, Under the California Consumer Privacy Act (CCPA), a California consumer may use an authorized agent to make a CCPA privacy request on the consumer’s behalf. To make a request on behalf of a California consumer, please submit your request through one of the provided submission methods and designate whether you are exercising a request as an authorized agent. We will verify the authorized agent’s authority with the consumer. We may require the authorized agent to provide a copy of either (a) a letter signed by the customer authorizing the agent to submit a CCPA request on his or her behalf, or (b) a valid power of attorney issued pursuant to California Probate Code sections 4000 to 4465 and include a phone number where the agent may be reached (along with proof of your identity).
Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Notice of Financial Incentive
Under the CCPA, the rewards we provide may be considered financial incentives offered in return for your Personal Information. Although some rewards will have a stated approximate value, others, such as experiences, may have a subjective value or a value based on your choices when redeeming them. If you earn points, such points may or may not have a cash value and their value is predominantly determined by your redemption choices. For example, if you choose to redeem 2500 points for a $25 gift card or 2500 points for a digital movie with an approximate retail value of $19.99, your redemption choice will affect the value you receive for the points.
When you choose to participate in an activity, we will inform you of the potential benefit you will gain from participation which may be in the form of points or a particular reward. We will also inform you prior to or during the activity of the Personal Information that you must or may choose to provide related to your participation in the activity; however, the categories of Personal Information we may request include:
- Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
- Protected classification characteristics under California or federal law
- Commercial information
- Internet or other similar network activity
- Sensory data
- Professional or employment-related information
- Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))
- Inferences drawn from other Personal Information
By choosing to participate in the activity and provide us with the Personal Information we request as part of the activity, you are choosing to opt into the financial incentive offered. You may withdraw from the financial incentive at any time by sending us a withdrawal request to [email protected], contacting us via chat or calling us at (888) 972-1010. Please be aware that by withdrawing from the financial incentive you will no longer receive the incentive offered. We may also choose to treat your withdrawal request as a request that we do not sell your Personal Information.
We have made a good faith estimate of the aggregate value of the financial incentives offered to consumers as compared to the value we derive, directly or indirectly, from the Personal Information consumers provide when participating in the activities to which the financial incentives relate. Our analysis takes into consideration the compensation we receive from third parties to whom we sell Personal Information and advertising revenue we receive for marketing third-party products to consumers based on the Personal Information they provide in connection with the financial incentives with offsets for our anticipated business expenses related to the collection, use, storage, and disclosure of Personal Information as well as our expenses related to the financial incentives offered and the operation of our business. Based on our good faith estimate, we have determined that the aggregate value of the financial incentives we offer is reasonably related to the value we derive, directly or indirectly, from the Personal Information consumers collectively provide when participating in the activities to which the financial incentives relate.
Your California Privacy Rights: A Notice to California Users (California Civil Code Section 1798.83)
California's "Shine the Light" law, Civil Code section 1798.83, requires certain businesses to respond to requests from California residents asking about the business' practices related to disclosing personal information to third parties for the third parties' direct marketing purposes. Alternately, businesses may have in place a policy not to disclose personal information of California residents to third parties for the third parties' direct marketing purposes if the California resident has exercised an option to opt out of such information-sharing. We have such a policy in place.
Any California residents who have an established relationship with Edvisors may opt out of Edvisors disclosing your personal information with third parties for their direct marketing purposes. Under California law, third parties include affiliates of Edvisors. If you do not want Edvisors to disclose your personal information to third parties for their direct marketing purposes you can opt out here.
Pursuant to California privacy law, registered users under 18 years of age may request to have content or information posted by the user removed from any of our online platforms. In order to effectuate removal of such content or information, you may reach us during regular business hours at (888) 972-1010.
The removal of content does not ensure complete or comprehensive removal of the content or information posted on any of our online platforms by the registered user.
We do not advertise or market any of the products or services identified in Chapter 22.1 Sec. 22580 (i) to users we have actual knowledge are under 18 years of age.
We retain your Personal Information for as long as we have a relationship with you. We also retain your Personal Information for a period of time after our relationship with you has ended where there is an ongoing business need to retain it. This includes retention to comply with our legal, regulatory, tax, and/or accounting obligations. Generally, we retain Personal Information for approximately two (2) years after our relationship with you has ended, but the term for which we retain your Personal Information may be longer or shorter. We do so in accordance with our data retention policies and applicable law.
If you have a disability that prevents or limits your ability to access this Notice, our Customer Service team will make efforts to provide you with an accessible version.
If you still have questions, here are a few ways you can contact us:
Email [email protected]
Edvisors Network, Inc.
Attn: Customer Service
350 S. Rampart Blvd.
Las Vegas, Nevada 89145
The information contained on this web site is provided for general informational and educational purposes and is not, nor intended to be, legal, financial or tax advice. The publisher is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. This information is general in nature and may not apply to the specific circumstances of individual readers. No claims are made about the accuracy, timeliness or usefulness of the content contained on this web site or any site linked to this site. Users of this site should seek specific guidance directly from a qualified legal, financial or tax professional. Nothing contained on or provided through this site is intended to be or is to be used as a substitute for professional advice.